Are you thinking of selling your life insurance policy?

Here's what you need to know to be a smart seller.

Before you enter the life settlement jungle, you want to understand how life settlements work and you want to get some idea of what your policy might be worth. You've come to the right place.

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Is this you?

You own a life insurance policy that you don't want anymore. Maybe you don't need the life insurance benefit that it provides, or maybe the premiums have become unaffordable. You've heard that selling your policy in a life settlement might be a smart choice.

We can help

Our explanation of life settlements and our step-by-step guide to valuing your policy will put you on the path to making a difficult decision with more confidence.

What you'll get

Our report is organized into four sections:

Summary of Key Assumptions lists major assumptions that we have used to produce these results.

Life Settlement Value shows the life settlement value before and after transaction costs.

Analysis of Transaction Costs provides a benchmark for judging the reasonableness of costs.

Sell or Keep? discusses how to think about whether to sell or keep your policy.

The cost? Only $0!

Let's go » We will not ask for your name or email to provide a report.

What People Are Saying

If you want to explore a sale, start with It's a free policy valuation service run by two life insurance experts, Glenn Daily, a fee-only insurance adviser, and Douglas Bennett, a highly respected actuary.

Jane Bryant Quinn How to Make Your Money Last: The Indispensable Retirement Guide
Second Edition (2020)

Wait, why is this free? What's the catch?

There's no catch. There is no charge to use this service to learn about life settlements and to explore what your policy might be worth. We do charge a fee for additional help, as we'll explain.

We agree with the critics who have questioned the high level of transaction costs in the life settlement market. To accomplish our goal of obtaining more money for policyowners — after deducting all fees — we have to improve the efficiency of the life settlement process. This educational service is one part of our strategy for providing superior execution at a lower cost.

Let's go » We will not ask for your name or email to provide a report.

Our process

Our free report will help you understand how the life settlement market works. We are available to help you avoid the costly hazards.

Our unique process is designed to help you decide if you want to sell your policy — and to help you get more money, after deducting all fees, if you do decide to sell. It reflects our long experience providing fee-only advice about life insurance to consumers.

You are under no obligation to continue with our Step 3 after completing our Step 2.

Let's go » We will not ask for your name or email to provide a report.

Long-Term Care Insurance Policy Valuation

Coming soon. For more information, contact Glenn Daily (

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